What Are AI Agents?
From Chatbots to Agents
You've probably used a chatbot before—maybe to check your bank balance, ask a customer service question, or get help on a website. These tools respond to what you say, but they wait for you to tell them what to do next.
AI agents are different. They don't just respond—they act.
What Makes an Agent Different?
Think about the difference between a calculator and a financial advisor:
- A calculator (like a chatbot) answers exactly what you ask: "What's 15% of $500?" → "$75"
- A financial advisor (like an agent) might say: "Based on your spending patterns, you could save $75 monthly by switching your subscription plan. Want me to analyze your other expenses too?"
The key difference? Agents take initiative. They:
- Break complex tasks into steps
- Decide which actions to take
- Use tools to get things done
- Continue working until the goal is achieved
A Real-World Example
Imagine asking for help booking a trip:
Chatbot approach:
"Please provide your destination, dates, and budget." (waits for your response)
Agent approach:
"I see from your calendar you have a conference in Tokyo next month. Based on your usual preferences—business class, 4-star hotels near transit—I've found three options. The second one saves you $400 and has better reviews. Should I book it?"
The agent didn't just wait for instructions. It gathered context, made decisions, and presented a solution.
Why This Matters for Business
According to Gartner, by 2028, 33% of enterprise software will include agentic AI—up from less than 1% in 2024. Organizations that understand this shift will be better positioned to:
- Automate complex workflows
- Reduce manual decision-making overhead
- Scale operations without proportionally scaling headcount
In the next lesson, we'll explore exactly what capabilities give agents this autonomous behavior.
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