• Lagos

Davo Dani MFB

DavoDani MF Bank was incorporated and licensed as Calm Microfinance Bank by Central Bank Of Nigeria (CBN) in September, 2008. However, in July 2014, after new acquisition and restructuring in ownership and management, full operation continued in November, 2014 under the new approved name.

In May 2016, Davo Dani Microfinance Bank Limited was granted a license as state microfinance bank having been upgraded from unit to state status.

The Bank focuses its businesses on Traditional and specialized savings, Current accounts and investment products carefully designed to empower micro, Small and Medium Entrepreneur. Its core values and qualities centre on products innovation and excellent customer service.Responsibilities

Evaluate loan applications and conduct thorough credit analysis to determine borrowers' eligibility and creditworthiness.
Assess financial documents, credit reports, and collateral valuations to make informed lending decisions.
Structure loan products and terms based on clients' needs, risk assessment, and internal policies.
Present loan proposals to credit committees, providing comprehensive analysis and recommendations.
Maintain and manage loan portfolios, ensuring timely repayment and proactively addressing any delinquencies or defaults.
Develop and maintain strong relationships with clients, providing personalized financial guidance and solutions.
Collaborate with cross-functional teams, including underwriters, legal, and compliance, to ensure loan processes adhere to regulatory requirements and internal policies.
Stay updated on market trends, industry regulations, and changes in lending practices to mitigate risks and identify new business opportunities.
Conduct regular financial reviews and assessments of existing loan accounts to identify potential risks and propose necessary modifications.
Provide exceptional customer service, addressing client inquiries, concerns, and providing guidance throughout the loan application and approval process.

Qualifications

ND/HND/Bachelor's degree in Finance, Business Administration, or a related field.
Proven experience as a Loan Officer, Credit Officer, or similar role in the financial services industry.
In-depth knowledge of lending principles, credit analysis, and loan structuring.

Location

IKORODU & EGBEDA, applicant must reside around Ikorodu or Egbeda.

Source

To apply, please visit the following URL:https://www.myjobmag.com/a_fields.php?id=593611→